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Should I Take the Zero-Percent Financing Offered by the Dealer?

Should I Take the Zero-Percent Financing Offered by the Dealer?Q: I’m in the market for a new set of wheels, and I’ve seen some dealers advertising zero-percent financing. Should I take this offer?A: An auto loan without any interest sounds like a dream; however, there are many considerations before deciding to take out a zero-percent financing loan. […]

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What Can I Do With An EIP Card

What Can I Do With an EIP Card?The first round of stimulus payments were deposited directly into tax payers bank accounts. Then the government started mailing checks. More recently they have been mailing prepaid debit cards.  (This process will likely go through the summer. If you haven’t received your payment yet, check this article for […]

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Beware of Unemployment Scams

Beware of Unemployment ScamsTens of millions of Americans have found themselves out of work as the economy reels from the impact of COVID-19. A record 22 million Americans have filed for unemployment insurance in the four weeks leading up to April 11.Unfortunately, when there’s bad news, the scammers aren’t far behind. According to the Federal […]

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Getting Ahead on Your Student Loan Before You Graduate

Getting Ahead on Your Student Loan Before You GraduateAs you prepare for graduation and begin scouting different employment opportunities, be sure to look at the larger picture before you accept a position.Hopefully, you’ve chosen a career path that will bring you joy and gratification. Equally important, though, is a job that can support your lifestyle […]

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Where is my Stimulus Check?

Where is my Stimulus Check?Q: Everyone I talk to seems to have already gotten their stimulus money, but I’m still waiting for mine to arrive. Where is my stimulus check?A: More than half of eligible Americans have already received their Economic Impact Payment, but tens of millions more are still waiting. We’ll let you in on when […]

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Why Does My Credit Score Matter?

Keep track of your score! Sign up for Credit Sense now in Virtual Branch. Why Does My Credit Score Matter?Your credit score is made up of three numbers, serving as an indicator of your financial history, wellness and responsibility. These three little numbers can spell the difference between approval and rejection for a mortgage, a job, […]

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The Credit Union Difference: A Look at Loan Interest Rates

As a member of Lincoln SDA Credit Union, you enjoy the many benefits we offer, including personalized service; optimal convenience; a voice in the way your credit union operates; and higher general earnings on your savings.One of the most significant advantages we offer our members is lower interest rates on loans. Our loans offer you […]

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Should I Take My Money Out of My Credit Union

Should I Take My Money Out of My Credit Union?Q: With all the economic uncertainty now, I’m wondering if it’s safe to keep my money in my Lincoln SDA Credit Union accounts. Should I be withdrawing my funds to keep them safe?A: COVID-19 has pummeled the economy in an unprecedented way, and financial experts say […]

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