Ways to Trim Your Fixed ExpensesWhen trying to trim a monthly budget, most people don’t consider their fixed expenses. These recurring costs, which include mortgage payments, insurance premiums and subscription payments, are easy to budget and plan for since they generally remain constant throughout the year. While people tend to think there’s no way to […]
9 Germy Places To Avoid (Or Disinfect) This WinterAs Old Man Winter settles in for his yearly stay, it’s time to brush up on your disinfecting smarts.Cold and flu viruses can fly up to six feet through the air, says Joseph Rubino, former director of microbiology at RB, the creators of Lysol. Harmful bacteria and […]
Why You Should Never Abbreviate 2020It may be a new year and a new decade, but scammers are still looking to con you out of your money. In fact, experts are warning of a new scam that is as simple as changing the date on a personal check, financial document, or another important paper.Here’s what […]
How will my Insurance Premiums be Affected by a Car Crash?Q: I’ve recently been involved in a car crash and I’m wondering what to expect as far as my insurance rates. How big of an increase can I expect to see in my monthly premiums?A: In most cases, car insurance providers will add a surcharge […]
What Does The Retail Apocalypse Mean For America?It’s become a familiar and depressing sight: the shuttered doors, the “Going Out of Business” signs and the empty storefronts. And it’s not just happening to the mom-and-pop shops of our neighborhoods. In fact, dozens of major, national brands we’ve grown up with are disappearing from the country’s […]
2020 Annual MeetingSunday February 23, 2020 at 5:30pmCollege View Seventh-day Adventist ChurchHeartland HallValentino’s PizzaSaladHigh Society Cheesecake
How To Recognize And Protect Yourself From ScamsScammers are always trying to con victims out of their information and money. They are, unfortunately, often successful. Scammers are expert impersonators, using sophisticated technology and their best acting skills to convince you they represent a business, institution or government agency you may trust. They also tend to […]
How To Spot A Payday Loan ScamPayday loan scams may seem like old news, but they’re more common than ever. In fact, in 2018, the FTC paid a total of $505 million to more than one million victims of payday loan scams.In this scam, a caller claiming to represent a collection agency who is acting […]
Understanding The Credit Card TrapDid you know the average American household carries $6,358 in credit card debt?If that doesn’t sound too alarming, consider this: A debt of $5,000 with an interest rate of 24.99% (which is the current rate of a typical Capital One or Citibank card), where only the minimum payment is made each […]
Taking Steps Toward Financial Improvement For The New YearQ: I’d like to focus on improving my finances in 2020, but there are so many areas that need attention. Where do I start?A: The start of a new year is a wonderful time to make important changes in your financial life. Lucky for you, you don’t […]