Savings & Certificates

The share savings account is the most fundamental of our services and is required to establish your shareholder membership (all benefits go to you, the member). This provides you with access to all of our services, a better return on your savings, the ability to vote for our volunteer Board of Directors, and the opportunity to represent the membership through election to our Board. An opening deposit of $25 equals five shares at the credit union, establishes your membership, and makes you an owner. Dividends are compounded daily, paid quarterly. Accounts may be used as collateral for a loan. Quarterly statements; Direct Deposit and Payroll Deduction available; Sub-saving accounts available; Transfer from checking and transfer to loan available.

You will need to fill out the following form.

New Account Card
New Account Card - Joint Owner


We are required to have a Government Issued Photo ID on file for the primary member and each joint account holder, such as a Drivers License or Passport. You will be able to upload a photo with the form.

You can mail a check for $25 or we can help you setup Remote Deposit Capture to fund your account.
Save money for either the Christmas Holidays or summer Vacation. Add up to $500 each month to your account. Maximum account balance is $5,000. Dividends paid a maturity.

  • Vacation Club Matures April 30, pays out May 1st.
  • Holiday Club Matures October 31, pays out November 1st
To help members earn a higher return on their funds, the Lincoln SDA Credit Union offers share certificate accounts with terms of 6, 12, and 24 months with $1000 minimum balances. And 36 months with a $2500 minimum balance.
Youth Savers Certificates are designed for our members under 19 years of age. These certificates have a term of 9 months.

Checking & Debit Card

A Checking Account is the most convenient means to access your money. Whether you write a check, swipe your Debit Card or withdraw from an ATM, your money is within reach, when you need it most!

You will need to fill out the following form and bring it in or fax it to our office.

Draft Account - Primary
Draft Account - Joint Owner
Draft Account - Additional Joint

Note that you must have a Shares Account Established before you can have Checking Account.

Our VISA® Check Card is a convenient tool to access your checking account without writing a check. Use your card to make purchases and withdraw funds from an ATM. VISA® cards are accepted in 150 countries at more than 20 million locations including more than 855,000 ATMs.

To report a lost or stolen Visa check card after office hours please call 800-472-3272.