Rates Effective July 17, 2025
Accounts
| Minimum Balance to Open | Dividend Rate | Dividend APY | |
|---|---|---|---|
| Share (Savings) Account ⑤ | $25.00 | 0.25% | 0.25% |
| Club Savings (NEW!) ①③ | $25.00 | 0.75% | 0.75% |
| Business Shares (Savings) Account ⑤ | $25.00 | 0.25% | 0.25% |
| Draft (Checking) Account | $0.00 | 0.05% | 0.05% |
| Super e-Checking ② | $0.00 | 3.50% | 3.50% |
Share Certificates
| Minimum Balance to Open | Dividend Rate | Dividend APY | |
|---|---|---|---|
| 9 Month Youth Certificate ③ | $100.00 | 1.00% | 1.00% |
| 6 Month Certificate ③ | $500.00 | 3.00% | 3.03% |
| 12 Month New Deposit Certificate ③⑥ | $500.00 | 3.25% | 3.29% |
| 12 Month Certificate ③ | $10,000.00 | 2.80% | 2.83% |
Loans
| Rate | |
|---|---|
| Visa Credit Card | 12% or 14% |
| Automobile | As low as* 5.4% (new) 5.95% (used) |
| Personal Term | As low as* 12.00% |
| Home Equity Line of Credit | Ask for today's rate |
| Student Loans-LOC or Refinance | Ask for today's rate** |
| Other Loan Options | Ask for today's rate |
| Mortgage (10, 15 or 30 Year) | Ask for today's rate |
| Share Secured | 4.85% |
① Vacation Club Matures on April 30, Christmas Club Matures October 31. Dividends are calculated on average daily balance. Dividends paid at maturity. Early withdrawal requires the full balance be withdrawn. Maximum balance is $5000.00.
②Interest paid monthly on average balance up to $3,000, regular checking rate on balance over $3,000. To qualify member must have e-Statements, eight debit card transactions and direct deposits of at least $500 per month.
③Penalty may be imposed for early withdrawal. APY assumes interest remains on deposit until maturity. A withdrawal will reduce earnings . On maturity, the funds will transfer to the member savings account and are available for member use or a new certificate.
④APY = Annual Percentage Yield. Rates offered are determined at the discretion of the Credit Union and may change daily.
Share accounts can be opened at $25 as an opening deposit that will be returned to the member on the closing of the account. Interest will be paid quartely on share account balances over $100
⑤Share accounts can be opened at $25 as an opening deposit that will be returned to the member on the closing of the account. Interest will be paid quartely on share account balances over $100
⑥Must be new, non-regular deposits to qualify. At certificate maturity, those funds cannot be used in this certificate term again. Other certificates that are not new deposit specific may be used for those funds. On maturity, the funds will transfer to the member savings account and are available for member use or a new certificate.
*Lowest interest rates based on best credit and financed for 24 months. For a rate quote based on your circumstances fill out a loan application. Does not include any discounts, if available.
**Rates can be found on website.
– Current Dividend Rates and Annual Percentage Yields are available from any of our staff and may change at any time at our discretion.
– Account related fees as described in our Fee Schedule apply to these accounts.