Fees Effective July 17, 2025

  • Account research, per hour billed one hour up front before starting….. $40
  • Audit document fee: any audit request to be filled out by credit union staff….. $5
  • Bill-pay overnight mailed check….. $45
  • Carfax request: non-loan related; member or eligible for membership….. $5
  • Check copy: share and share draft accounts….. $5
  • Check orders: built into the cost of the check order….. Various, by check order
  • Closed account reopen….. $10
  • Credit union letterhead form/letter for any reason (excludes direct deposit form)….. $5
  • Credit union staff placing liens on vehicle loans: DMV cost covered by member….. $5
  • Debit card dispute processing….. $5
  • Debit card fraud if reported after 2 business days….. Up to $500
  • Debit card fraud if reported within 2 business days….. Up to $50
  • Debit card transactions used to deposit into credit union accounts for any reason….. $5 each
  • Deed of reconveyance….. $50
  • Deposited item return, other than NSF: share and share draft accounts….. $35
  • Early withdrawal from club savings accounts: holiday and vacation: account stays open….. $5
  • Emailed statement copy: outside of online e-statements excluded if system error….. $3
  • Escheatment notice (turning unclaimed money over to State of NE)….. $5
  • Existing account number change for any reason: does not apply to secondary accounts….. $10
  • First skip loan payment of each year: on each loan skipped….. $25
  • Foreign ATM withdrawal….. 1% of transaction
  • Fraudulent or suspicious transactions reporting to Fincen (SAR Form)….. $40
  • Incoming wire….. $15
  • In-house transfer transaction unable to complete after 10 days….. $5
  • Loan advance: line of credit; per advance….. $2
  • Locator fee: invalid member information….. $10
  • Manual transaction account posting: non-normal transactions or requests: not transfers….. $5
  • Money order….. $5
  • Monthly check request….. $5
  • New account closed after being open for less than 90 days….. $10
  • Non-member cashing checks: taken out of the cashed check; payroll checks excluded….. $3
  • Non-refundable loan application fee: part of the application process….. $25
  • Non-regularly scheduled/one time bank transfers withdrawal from account: each….. $3
  • NSF check and NSF ACH….. $35
  • Outgoing wire and incoming wire return….. $30
  • Overnight mail….. $3 & Postage Cost
  • Per day, holidays and weekends, continuous negative balance: share and share drafts….. $2
  • Priority mail….. $3 & Postage Cost
  • Redeposit returned check if original return was NSF….. $5
  • Refinance existing Lincoln SDA Credit Union loan: not subject to regular loan app fee….. $75
  • Returned mail due to bad address and unclaimed: each instance….. $5
  • Second skip loan payment of the year (on each loan skipped)….. $35
  • Statement copy/account history printout per page: share and share draft accounts….. $3
  • Stop payment: share and share draft accounts; includes cashier’s checks….. $30
  • Title by certified mail….. $30
  • VISA card recovery by merchant….. $65
  • VISA credit card cash advance….. $2
  • VISA credit card late payment….. Up to $25
  • VISA credit card priority mail rush….. $12
  • VISA credit card return payment….. Up to $25
  • VISA credit card statement copies….. $12
  • VISA debit card non-network ATM withdrawals….. $2
  • VISA debit replacement card….. $10 first, $15 second, $20 third, $25 fourth & each after