Lincoln SDA Credit Union is happy to announce our three tiers of credit cards: our Member Advantage, Standard, and Credit Builder credit cards.
Our Member Advantage credit cards are the best rate out of all of them. They come with a 10% APR and are available to our members in the A+ credit range (740-850 credit). They also come with the highest credit limit, based on debt to income and subject to approval. Contact us today to learn more.
Our Standard credit cards are the ones that everyone in below A+ credit and above D credit (600 credit) can apply for. These cards come with a 12% APR and are available starting at $1,000 credit limits, subject to debt to income and subject to approval.
For those with no credit history, those wishing to do a share secured credit card, and those with credit below C credit (599 credit and below), we have our credit builder program. These credit cards come with a 14% APR and start at $500 credit limits, with a max of $1,000 credit limit, based on debit to income and subject to approval. Share secured credit cards will be backed by funds in the share account, so that limit can be a bit higher.
If you are ready to apply for a credit card with us, contact us for an application or an account card to open your account with us.