YOUR GUIDE TO RENTER’S INSURANCEQ: I’ve just signed a lease on a new apartment and I’m wondering if I should be taking out a renter’s insurance policy as well. What do I need to know? A: Purchasing a renter’s insurance policy when signing a lease on a new apartment is a good idea. Thanks to rising market prices and […]
5 Ways To Pay Off A Loan EarlyIf you’re like most Americans, you owe money toward a large loan. Whether that means carrying thousands of dollars in credit card debt, having a hefty mortgage in your name or making car loan payments each month, loan debt is part of your life. This means you’re looking […]
Should I Sign Up For Budget Billing?Q: My steep utility bills in the winter and summer months always throw my budget for a loop. Should I sign up for budget billing? A: Budget billing can simplify your utility payments by making each month the same fixed amount, but it’s important to understand all the facets before […]
Don’t Get Caught In A Crowdfunding ScamThe days of handouts and begging loans off wealthy relatives are fast becoming extinct. Today, if you need boatloads of money—whether it’s to help you cover an expensive emergency or to fund a new business idea—you only need to appeal to the vast audience of the internet and wait […]
Student Loan ScamsCollege students, take note! If keeping up with your coursework, acing your exams and scrambling to hand in every term paper before the deadline weren’t enough, you now have something else to worry about: Student loan scams are on the rise. Scammers know you hate owing tens of thousands of dollars, so they’re […]
7 Valentine’s Day HacksIt’s time to celebrate the significant other in your life! If you’re thinking that means pricey gifts, expensive dates and blowing an entire day’s salary on a restaurant meal, think again. There’s no need to drain your wallet while trying to create the perfect Valentine’s Day. Instead, use these eight hacks for […]
Tax Scams 2019Each year, the IRS publishes the “Dirty Dozen,” a list of 12 scams that are rampant during that year’s tax season. This year, the IRS is cautioning taxpayers to be extra vigilant because of a 60% increase in email phishing scams over the past year. This is particularly disheartening, since it comes on the […]
6 Mistakes People Make In Their 20s And How To Fix ThemLike many people, you may have blown through your 20s making financial decisions that served you well in the moment, but may not have been particularly responsible. Dinner out several times a week, credit card bills you barely looked at and luxury cars way […]
7 Ways To De-Stress For LessWinter doldrums got you down? The empty calendar making you feel blue? Don’t pull out your wallet for some “retail therapy” just yet! Right now is the time of year when the blues hit the hardest, so many people turn to their favorite foods, a round of shopping or some other […]
Peer Pressure PointersThough it’s a force to be reckoned with throughout our lives, peer pressure is arguably the most in-your-face during the school years. Don’t let your kids fall prey to its powers! This month’s goal: Teach your kids that peer pressure can make us do absurd things and spend ridiculous amounts of money, but that […]