Financing a Home Renovation with a Home Equity Line of Credit LoanQ: I’m doing some home renovations this spring, and I’m not sure how to finance it all. Do I take out a loan? Should I just charge all the expenses to my credit card? There are so many options! Which one makes the most sense […]
Keep track of your score! Sign up for Credit Sense now in Virtual Branch. Why Does My Credit Score Matter?Your credit score is made up of three numbers, serving as an indicator of your financial history, wellness and responsibility. These three little numbers can spell the difference between approval and rejection for a mortgage, a job, […]
As a member of Lincoln SDA Credit Union, you enjoy the many benefits we offer, including personalized service; optimal convenience; a voice in the way your credit union operates; and higher general earnings on your savings.One of the most significant advantages we offer our members is lower interest rates on loans. Our loans offer you […]
The Complete Guide to Prioritizing Bills During a Financial CrunchOur vibrant, animated country has been put on pause. Busy thoroughfares are now empty of pedestrians and previously crowded malls are eerily vacant, as millions of Americans shelter in place to slow the spread of the coronavirus. Forced leave of work has left many wondering if […]
Should I Take My Money Out of My Credit Union?Q: With all the economic uncertainty now, I’m wondering if it’s safe to keep my money in my Lincoln SDA Credit Union accounts. Should I be withdrawing my funds to keep them safe?A: COVID-19 has pummeled the economy in an unprecedented way, and financial experts say […]
Ways to Trim Your Fixed ExpensesWhen trying to trim a monthly budget, most people don’t consider their fixed expenses. These recurring costs, which include mortgage payments, insurance premiums and subscription payments, are easy to budget and plan for since they generally remain constant throughout the year. While people tend to think there’s no way to […]
Always Focused on Serving YouWe are here to help youThe leaders of Lincoln SDA Credit Union continue to monitor the latest updates regarding coronavirus disease (COVID-19). We want to reassure you that we’re here to help with any financial services you need during these difficult times.Access to your money The safest and easiest way to […]
9 Germy Places To Avoid (Or Disinfect) This WinterAs Old Man Winter settles in for his yearly stay, it’s time to brush up on your disinfecting smarts.Cold and flu viruses can fly up to six feet through the air, says Joseph Rubino, former director of microbiology at RB, the creators of Lysol. Harmful bacteria and […]
Why You Should Never Abbreviate 2020It may be a new year and a new decade, but scammers are still looking to con you out of your money. In fact, experts are warning of a new scam that is as simple as changing the date on a personal check, financial document, or another important paper.Here’s what […]
What Does The Retail Apocalypse Mean For America?It’s become a familiar and depressing sight: the shuttered doors, the “Going Out of Business” signs and the empty storefronts. And it’s not just happening to the mom-and-pop shops of our neighborhoods. In fact, dozens of major, national brands we’ve grown up with are disappearing from the country’s […]