Snowball Method vs. Avalanche Method: What’s the Best Way to Tackle Debt?Debt is the ultimate killjoy. It can destroy a budget, make long-term financial planning impossible, and shadow every purchase you make with guilt. No one wants to live with that debt burden. But how do you kiss your debt goodbye?Crawling out from under this […]
Am I Really Ready to Buy a House?Q: I’ve saved a down payment, narrowed my choices of neighborhoods and drawn up a wish list of what I’m looking for in a home, but I’m getting cold feet. How do I know if I’m really ready to buy a house?A: It’s perfectly normal to feel hesitant about going […]
Preparing for an InterviewYou’ve fired off your resume to a potential workplace, and they’ve contacted you to set up an interview. You’re super-excited to prove yourself, but also super-nervous. What if you mess up and jeopardize your chance at landing the job? What happens if you get tongue-tied and can’t answer the interviewer’s questions?There’s no […]
Should I Take the Zero-Percent Financing Offered by the Dealer?Q: I’m in the market for a new set of wheels, and I’ve seen some dealers advertising zero-percent financing. Should I take this offer?A: An auto loan without any interest sounds like a dream; however, there are many considerations before deciding to take out a zero-percent financing loan. […]
What Can I Do With an EIP Card?The first round of stimulus payments were deposited directly into tax payers bank accounts. Then the government started mailing checks. More recently they have been mailing prepaid debit cards. (This process will likely go through the summer. If you haven’t received your payment yet, check this article for […]