All You Need To Know About Your First (Student) LoanYou might approach your student loan the same way you approach those term papers: If you don’t think about them, they can’t really stress you out. Unfortunately, just like those papers you’ll eventually have to write, your student loan debt isn’t going anywhere.If you’ve borrowed the […]
Should I Lend Out My Credit Card?Q: Some of my friends keep asking to borrow my credit card and I’m wondering if this is a good idea. Should I be lending out my credit card?A: While circumstances vary, lending out your credit card to friends and family is generally not a recommended practice.Here are six reasons to […]
Your Guide To Identity Theft ProtectionDid you know there were 14.4 million victims of identity theft in 2018? According to Javelin Strategy, each case cost the victim an average of $1,050 – and that’s only the cost in dollars. When an individual’s identity is stolen, the thief wreaks major havoc on the victim’s financial health, […]
How Much Money Should I Keep In My Checking Account?There’s lots of talk in the world of personal finance about how to best manage a savings account. You might read up on financial experts who recommend keeping three to six months’ worth of living expenses in your savings account, or maybe you’ve seen a tip […]
Don’t Get Caught In A Crowdfunding ScamThe days of handouts and begging loans off wealthy relatives are fast becoming extinct. Today, if you need boatloads of money—whether it’s to help you cover an expensive emergency or to fund a new business idea—you only need to appeal to the vast audience of the internet and wait […]
Student Loan ScamsCollege students, take note! If keeping up with your coursework, acing your exams and scrambling to hand in every term paper before the deadline weren’t enough, you now have something else to worry about: Student loan scams are on the rise. Scammers know you hate owing tens of thousands of dollars, so they’re […]
Fake Check Scams On The RiseIn early September, the Better Business Bureau (BBB) released a report warning about a spike in fake check scams across the country. While these scams are not new, their occurrence rate has doubled over the last three years and is up 12% from 2017. The BBB further announced that billions of […]
Six Times A Bargain Is Not A BargainIn the words of writer Franklin Jones, “A bargain is something you don’t need at a price you can’t resist.” And we couldn’t agree more. With the biggest spending season of the year looming ahead, it’s time to brush up on your shopping smarts. Don’t get caught springing for […]
Don’t Get Caught In A Free Trial Scam!You know what they say: “If it’s too good to be true, it probably isn’t.” And yet, dozens of people fall for scams that promise them the moon — and they don’t realize they’ve been played until it’s too late. Because of this truism, the Federal Trade Commission […]
Look Before You Pump! Don’t Get Skimmed At The Gas StationGas-pump skimming is an old crime making a comeback, and your card may be at risk. Since skimmer devices are almost invisible, they can be difficult to spot. And Bluetooth technology lets the scammer remotely obtain the info it collects from as far as 100 […]