Services

Money orders are a convenient and safe way of sending funds through the mail or paying for items purchased online. Money orders also allow you a greater degree of privacy than personal checks and are considered a safe alternative. Because they are prepaid, a money order will not bounce, which makes money orders a popular method of payment for many vendors. Sometimes a vendor will require payment by money order for this very reason.
We offer you the convenience of Direct Deposit of your payroll, Social Security, Civil Service, retirement and other recurring checks. This saves you time and provides fast access to your funds.
Payroll deduction is a painless and convenient way to make your loan payments or add to your savings account. It helps you avoid writing a check, buying stamps, mailing payments/deposits, or coming to the office to make payments.
Several notaries are on staff and can notarize documents at no charge to our members.
Funds can be wired for a $30 fee. Contact Us to request a form or you can download and complete the form offline by clicking here.

With Online Banking you can use your personal computer to access your credit union accounts. You can go online and get information about your credit union accounts, check balances, transfer funds, and review your history. You can even download your account history. It’s like having your own personal branch right in your own home.

About Security
Your online security is very important to us. We take several precautions to ensure your information is secure.

To access our secure area, you must enter your Logon ID and Security Code. As a security precaution, we store your Security Code in our database in an encrypted format that even we cannot decode.

In addition, Enhanced Authentication provides extra protection for your online data and helps guard against phishing scams and identity theft by recognizing your computer and usage patterns. If a questionable logon attempt is detected, the system will require additional identity verification before allowing access.

The system also displays a secret phrase combination that you choose. This secret phrase is displayed each time you log on to reassure you that you are logging on to your actual Internet banking or bill payment site. If you do not see your image and phrase, you should not enter your Security Code.

Rates & Fees

 Share
Savings
Certificate
6 Months
Certificate
12 Months
Certificate
24 Months
Certificate
36 Months
Youth Savers
Certificate
TermN/A6 Months12 Months24 Months36 Months9 Months
Minimum Balance$25$1000$1000$1000$2500$100
Dividend Rate0.15%0.45%0.60%0.90%1.20%0.70%
APY**0.15%0.45%0.60%0.90%1.20%0.70%
AgesN/AN/AN/AN/AN/A0-19 Years
CompoundingDailyQuarterlyQuarterlyQuarterlyQuarterlySimple
CreditingQuarterlyQuarterlyQuarterlyQuarterlyQuarterlyTerm
  • Penalty may be imposed for early withdrawal. APY assumes interest remains on deposit until maturity. A withdrawal will reduce earnings.
  • Annual Percentage Yield. Rates offered are determined at the discretion of the Credit Union and may change daily.
  • New Money Specials are available for new deposits only. Existing funds currently on deposit may not be transferred. Renews at regular dividend rate.
  • Current Dividend Rates and Annual Percentage Yields are available from any of our staff and may change at any time at our discretion.
  • Account related fees as described in our Fee Schedule apply to theses accounts.
  • Dividends are compounded daily and credited quarterly.

    Penalties for early withdrawal:

  • Share Savings: If account closed before the end of the quarter – no dividends paid.
  • 6-Month Share Certificate: 30-day interest penalty.
  • 9-Month Share Certificate:30-day interest penalty.
  • 12-Month Share Certificate: 90-day interest penalty.
  • 24-Month Share Certificate: 90-day interest penalty.
  • 36-Month Share Certificate: 90-day interest penalty.
  • Deposited item return fee: Share and Share Draft Accounts$30
    Honored NSF check: with pending direct deposit$30
    NSF Check$30
    Check copy: Share and Share Draft accounts$5
    Monthly dormant account fee: share and share draft accounts$5
    Per day continuous negative balance fee: share drafts per day$2
    Returned address correction$3
    Statement copy/account history printout per page: share and share draft accounts$3
    Stop payment fee: share and share draft accounts$30
    Outgoing Wire$30
    Incoming Wire$30
    Money Order$1
    Account research, per hour$30
    Title by certified mail$30
    Overnight mail$30
    Deed of reconveyance$30
    Foreign ATM withdrawal1% of Transaction
    VISA replacement card$5
    VISA card recovery by merchant$65
    VISA credit card cash advance$2
    VISA credit card late paymentUp to $25
    VISA credit card return paymentUp to $25
    VISA credit card emergency replacement card$150
    VISA credit card statement
    copy
    $12
    Refinance existing loan$75
    Skip loan payment fee$25
    Reissue of lien release on title$3
    Bill Pay: NSF ACH debit$20
    Bill Pay: Overnight Check$14.95 per transaction
    Bill Pay: Same day bill payment$9.95 per transaction
    Bill Pay: Person to Person Payment$0.50 per transaction
    Bill Pay: Account to Account transfer fee$2.00 per transaction

    Forms & Applications