Types of Loans

Before you buy, consider Lincoln SDA Credit Union first to save time and money. We offer competitive rates, low down payments and flexible repayment terms. Auto loans must be 6 years old or newer. If the auto is more than 6 years old the auto can not be used as collateral and the loan will be processed as a personal loan.

The amount of an auto loan could be limited by your income to debt ratios and the NADA value of the vehicle. Check the NADA Website to lookup the value of an auto.

Use the Auto Purchase Checklist to help know what paperwork you'll need to complete the loan process.

Take advantage of our Loan Calculator to help determine what will work for you. You can also Contact Us for more information.
Lincoln SDA Credit Union offers loans to enable our members to realize their dreams sooner rather than later.

When you need cash, come to Lincoln SDA Credit Union. We have cash for all your needs: vacations, debt consolidation or emergencies. Our rates are always competitive and we'll help you set up a comfortable repayment plan.

Take advantage of our Loan Calculator to help determine what will work for you.

Contact Us for more information.
Whether you're buying a home or want to refinance an existing loan, we can offer a low rate with minimal fees. With both fixed and adjustable rate loans, you can rest assured that we will find a loan to meet your needs. Don't hesitate to Contact Us today to speak with one of our Home Loan Specialists.

Take advantage of our Loan Calculator to help determine what will work for you.

Click Here for mortgage rates and online applicationhere.
Instead of using your savings balance to purchase an item, apply for a share secured loan. The balance of your savings/certificate will continue to earn dividends and increase in value, while your loan balance will decrease with each payment. Plus with a Share Secured loan or a Share Certificate Secured loan your interest rate may be lower than other secured or unsecured loans.

Don't hesitate to Contact Us for more information.


When a financial institution gives a secured loan, it wants to make sure it will get its money back. That is why a lender (SDA) usually requires a second source of repayment called collateral. Collateral is personal asset that can be sold in the event the member can no longer make payments on the loan. Examples of collateral may include your house or automobile.
The act of signing for another person's debt which involves a legal obligation made by the cosigner to make payment on the other person's debt should that person default. Having a cosigner is way for individuals with a low income or poor/limited credit history to obtain financing. More Information