Deposit Accounts

Share Savings Account

The share savings account is the most fundamental of our services and is required to establish your shareholder membership (all benefits go to you, the member). This provides you with access to all of our services, a better return on your savings, the ability to vote for our volunteer Board of Directors, and the opportunity to represent the membership through election to our Board. An opening deposit of $25 equals five shares at the credit union, establishes your membership, and makes you an owner. Dividends are compounded daily, paid quarterly. Accounts may be used as collateral for a loan. Quarterly statements; Direct Deposit and Payroll Deduction available; Sub-saving accounts available; Transfer from checking and transfer to loan available.

Safari Saver

Safari Saver Club is designed for our members through age 12. It’s an excellent way to learn good savings practices. These members receive a quarterly newsletter.

Adventure Team

Adventure Team Club is for members age 13 through 19.

Share Certificate Savings

To help members earn a higher return on their funds, the Lincoln SDA Credit Union offers share certificate accounts with terms of 6, 12, and 24 months with $1000 minimum balances.