The Lincoln SDA Credit Union began in 1965 with a vision by Lincoln businessmen to serve Seventh-day Adventists within the Lincoln, Nebraska area. Since then, the Credit Union has expanded its field of membership  many times  & currently has  members across the United States & even in some foreign countries. The most recent expansion of membership now enables the credit union to accept any Seventh-day Adventist church member.  The purpose of the Lincoln SDA Credit Union as stated in the by-laws is: "...to provide services and opportunities to enhance our members' financial objectives", specifically helping our members to gain personal financial success.  In 2004 checking with check cards and credit cards, as well as Home Financial Services (online services) were added.  This website has several forms that can be utilized online.   The Lincoln SDA Credit Union strives to deliver the best possible service to our most important asset - our members. We know that without you, there would be no Credit Union.  Hopefully your first choice for your financial services will be the Lincoln SDA Credit Union and then you will want to share what you value in us with other Seventh-day Adventists.  Why should you join the Lincoln SDA Credit Union? This is the only credit union that only serves Seventh-day Adventists.  The philosophy of a credit union fits perfectly with that of a Seventh-day Adventist.  "People helping people"  Because the credit union does not emphasize brick and mortar, but service, you can be assured that the rates offered are the best available and all service comes with a personal touch.  You can even feel the smile on the phone.  The very best way to find out about what the credit union has to offer is to call the office and talk with one of the staff members.  Credit Unions are democratically owned and controlled, not-for-profit financial institutions dedicated to providing financial services to those within its field of membership, while helping to improve the quality of life through the principles of cooperation, the 'people helping people' principle.  Each member has an equal vote, regardless of how much he or she has on deposit. This vote elects those serving on the board of directors.  The Credit Union movement is committed to safety and soundness & protects its members' savings with the strongest insurance fund in the financial industry, (the National Credit Union Share Insurance Fund) Deposits are insured up to $250,000.  Federally chartered Credit Unions are regulated by the National Credit Union Administration (NCUA), an independent agency of the U.S. Government.  And they operate in a very prudent manner.  Credit Unions have no outside stockholders, so after reserves are set aside, earnings are returned to members in the form of higher saving dividends, lower loan rates, and lower cost services.   More than 100 million U.S. consumers are member-owners of, & receive all or part of their financial services from Credit Unions.    When legislation or bankers' lawsuits attack any Credit Union, it's an attack on all Credit Unions. Your Credit Union proudly protects its members' right to join and participate in their not-for-profit financial cooperative. Membership Qualification: Membership limited to those who have the following common bond of association: Any Seventh-day Adventist church member or minor family member of those qualified for membership.    Several Reasons why you should use your credit union: 1.  The Lincoln SDA Credit Union is very service oriented - a qualified staff member always answers the phone.  Members are welcomed.  January 2011 marked the 46th year of the credit union.  2.  The Lincoln SDA Credit Union has the best VISA credit card rate. 3.  The Lincoln SDA Credit Union has no delinquency and has not charged off a substantial amount of funds in over 10 years. 4.  The NCUA Insurance fund covers up to $250,000 per account. 5.  Being a credit union member is different than being a customer of a bank.  All earned funds are dispersed to the member, not to a banker or small group of bankers. 6.  The Lincoln SDA Credit Union is the ONLY credit union that serves ONLY Seventh-day Adventists. 7. Checking accounts and VISA check cards available with FREE checks for everyone. 8.  Interest on deposits is paid from the point of deposit and is compounded daily on regular accounts (SAME DAY POSTING).  Share certificates options are available at higher rates.  See the rate page on this website. 9.  Online access (HFS) is available on request when you have extended services. 10.  Full family membership is available - Safari Saver club for ages 0-12 and Adventure Team for ages 13-19.